Your lease agreement is a legal document that sets out the relationship between us and you.
Your lease tells you:
- how long your agreement lasts
- what we are responsible for
- what you are responsible for
- how we work out charges for common repairs and services
- the amount of ground rent you need to pay.
You must comply with the covenants and conditions set out in your lease, including those relating to the landlord, your neighbours and the management of the building or estate, where applicable.
Our responsibilities are set out in the lease and are governed by law.
We are responsible for:
- giving you an estimate of your service charges before the start of each financial year
- notifying you of your actual service charges after the end of each financial year
- consulting you on major work and services, before inviting estimates from contractors and awarding contracts
- informing you of any rechargeable costs we have incurred, within 18 months of incurring them
- repairing and maintaining the structure and exterior of your block, including external windows
- providing repairs and services to common areas
- repairing and maintaining any communal equipment in your property, for example heating appliances, waste disposal units and door entry systems
- requiring other leaseholders to agree to similar terms to those in your lease
You can find information about a number of leaseholder issues including service charges and independent advice on the GOV.UKwebsite.
This leaflet is for people who have bought their properties under the Government’s Right to Buy (RTB) scheme, or on the open market, and have a long lease.
When you buy a leasehold property, you sign a contract called a lease. The lease is a legal document which explains your rights and responsibilities as a leaseholder and the rights and responsibilities of Solihull Council as your landlord. We provide the service to leaseholders on behalf of Solihull Council.
Not every leaseholder has the same lease. This leaflet gives a general overview of what a lease contains. If you are unsure about any part of your lease or if you disagree with any part of your lease you should get independent legal advice.
If you are already a leaseholder or are thinking of becoming a leaseholder (either by buying your property under the Right to Buy scheme or buying a property on the open market) and would like an appointment with us to discuss being a leaseholder, please contact us.
Service standards
If you are a leaseholder, we will:
- send you an estimated service charge statement every year as well as a summary of your rights and responsibilities
- send you an actual service charge statement for the previous financial year
- send you a service charge and ground rent bill, a statement of your service charge and ground rent accounts and a summary of your rights and responsibilities four times a year
- give you at least 30 days’ notice (showing the estimated cost of the work) if we need to carry out any large repairs we expect you to pay more than £250 towards
- give you notice of any new long term agreements (longer than 12 months) where we expect you to contribute more than £100 towards services.
Definition of leaseholder and freeholder
A leaseholder owns their flat or maisonette (this is everything within the four walls, including floorboards and plaster to walls and ceilings, but does not usually include the external or structural walls and roof). The freeholder owns the structure and shared areas of the building and the land it stands on, and is responsible for maintaining these and carrying out any repairs. Solihull Council is the freeholder.
Leasehold ownership is a long tenancy, giving the right for someone to live in the flat or maisonette for the length (term) of the lease, usually 125 years. The term of the lease is fixed when the property is first sold under the Right to Buy (RTB) scheme. The flat or maisonette can be bought and sold on the open market during the term of the lease.
What is a lease?
A lease is a contract between the leaseholder (you) and the landlord (Solihull Council) that gives you the right to live in the property that stands on the council’s land for a fixed period of time.
The lease sets out your and your landlord’s responsibilities.
Common terms used in the lease include the following:
Leaseholder or lessee
The owner of the flat or maisonette
Lessor
The landlord (Solihull Council)
Demised premises
The internal ‘shell’ of the flat or maisonette and any outbuildings which you have bought, which are set out in your lease.
The common or communal parts or shared areas
This means the shared parts of the building your flat is in, such as the roof, outside walls, stairs, hallways, landings, shared gardens and services such as sewers, water supply, gutters, down pipes, and so on.
Covenants
Things you agree to do when you buy the leasehold of your flat or maisonette, such as paying your service charges and not causing nuisance to your neighbours. They are legally binding. If you do not do these things, you have broken the terms of your lease.
Service charges
Service charges are payments you must make to Solihull Council for all the services you receive.
These charges cover your share of the costs that Solihull Council builds up by managing, maintaining, repairing and improving the structure and shared areas of the building your flat is in.
Service charges can vary from year to year and they may go up or down without any limit. However, Solihull Council can only ask you to pay costs which are reasonable. You can find details of what Solihull Council can and cannot charge you for, and the amount you can be charged in your lease.
If you disagree with the service charges, contact us.
If you are not happy with our explanation and you feel the service charges are not reasonable, you can apply to the First-tier Tribunal. They are an independent organisation who will decide whether or not the charges are fair. If they decide the charges are fair, you must pay them.
Five-year protection period
When Solihull Council sold your flat for the first time, the buyer will have received a Section 125 Notice – ‘Notice of Purchase Price’. This document gives details of the purchase price and discount. It also lists how much the service charges are likely to be during the first five years of the lease.
Once we have estimated the repair and improvement costs for the first five years, we cannot charge more for those works than the amount shown on this service charge estimate, plus an allowance for inflation. If we have overestimated, we will only charge what it actually cost to provide the services.
This five-year protection period applies to repairs and improvements from the date the first buyer buys the lease. If the lease is sold within this time, the next buyer is entitled to what is left on the five-year protection period. There is not a new five-year protection period each time the lease is sold on.
Paying your service charges by Direct Debit
Paying your service charges by Direct Debit every month is the most straightforward way to pay. You simply fill in a Direct Debit form and send it back to us. Your bank will then pay us the monthly amount on the 10th day of each month (or the first working day afterwards).
If the amount of the Direct Debit changes, we will always tell you at least 10 working days beforehand. If we make a mistake with your Direct Debit, we promise to put it right straight away. Your bank also guarantees to give you your money back if they make a mistake.
What happens if you don’t pay your service charges?
As a leaseholder, you have the responsibility of paying service charges. If you are having difficulties paying these, contact us as soon as possible.
It is very important that you contact us so an arrangement can be made for you to pay the money you owe. The sooner we know about any problems you are having in paying your service charges, the easier it will be for us to help you.
If you fail to make, or keep to, an arrangement for you to clear the money you owe, Solihull Council may apply to the county court for an order against you. This could affect your credit rating in the future. They will also tell your mortgage lender that they are taking you to court, and you could risk losing your home.
If you contact us as soon as you know you won’t be able to pay your service charges, this will prevent the situation from becoming serious and help us to help you deal with the problem rather than start legal action or repossess your home.
If you want to speak to a member of the Money Advice Team in confidence, please contact us.
Insurance – buildings
Solihull Council arranges the buildings insurance cover of your property. This insurance covers the full costs of rebuilding your building if this is necessary, for example, following a fire. You can find a copy of the buildings insurance policy on our website.
It is a condition of your lease that you pay for the buildings insurance. The yearly premium forms part of your service charge.
It is your responsibility to make an insurance claim if you believe that any repair charges should be covered by the policy.
If you leave your flat empty for more than 30 days in a row, you will no longer be insured, under the buildings insurance, for the following risks:
- Malicious damage
- Theft or attempted theft
- Loss of water and damage to other people’s property from any fixed pipes or tank
If you want more information about the buildings insurance or you need a claim form, please contact us.
Insurance – contents
You will need to arrange your own contents insurance for your household contents and personal belongings. We make it easy for you to insure your belongings under a special household contents insurance scheme for leaseholders. If you want to apply for home contents insurance, please contact us.
Safety and security
You are responsible for making sure you keep your flat or maisonette safe and secure. If you are concerned about the security of yours building, please contact us.
Repairs and maintenance
Solihull Council is responsible for maintaining the structure, outside and shared parts of your building. Depending upon the design of the building and how it was built, this might include work and services to:
- outside walls
- the roof
- the foundations
- timbers and joists
- beams
- chimney stacks
- rainwater and soil pipes
- outside sewers and drains
- gas, water and electricity pipes up to the flat
- lifts
- the decoration inside and outside communal areas
- inside shared areas such as stairs, landings, rubbish chutes, and so on
- shared windows and doors
- shared grounds.
You must contribute towards the cost of these repairs as well as paying ground rent and service charges. The cost of repairs to shared areas is shared equally between the properties in your building. The share of costs for flats that are still rented from Solihull Council is covered by the tenants’ rent.
How to report a repair that is the landlord’s responsibility?
For repairs to the structure or outside of your building, you should phone us on 0121 717 1515.
If you have an emergency outside office hours call 0121 717 1515 and choose the option to be put through to our out of hours’ service. Out of hours’ contractors will only respond to emergencies.
An emergency repair is work that must be carried out to avoid danger to people or serious damage to the building.
Your responsibility to repair
You are responsible for all repairs to the inside of your home. This means if you cannot carry out the repair yourself, you must pay for somebody else to do it.
This includes repairs to:
- fittings such as kitchen units and sinks
- floorboards
- non-structural walls inside your home
- plaster or other surface materials on inside walls and ceilings
- front door and window locks
- doors and door frames inside your home
- toilets, baths and showers
- radiators, cisterns, tanks, boilers and pipes used only within your flat
- gas, water and electricity installations used only in your flat
- windows in your flat (including putting in glass)
- fixtures, fittings and decoration inside your home.
You are responsible for any leaks or burst pipes, including damage caused to other property as a result. For more information, see our repairs leaflet.
Landlord’s permission to make alterations or repairs
In many instances you may need permission from us, as the representative of Solihull Council, to carry out alterations to your property. This is because Solihull Council must protect other residents in the building. We will not refuse permission unless we have good reason to do so, but in some circumstances, we may attach conditions if we do give you permission.
These conditions will include making sure the work is carried out to a reasonable standard by a competent contractor.
If you sell the property in the future, solicitors may ask questions about alterations that have been made to the property. So, it is in your best interests to discuss the alterations you want to make with us.
You must get Solihull Council’s permission for the following:
- making an addition (such as an extension or conservatory) or alteration to the structure of the flat or building or individual garden area (if this applies)
- installing new windows or outside doors
- removing any inside walls
- major plumbing, electrical and gas work.
If you want to make an addition or alteration, Solihull Council will consider your request. However, they will not give permission for a loft conversion. This is because the loft is not included as part of the property you own – Solihull Council own the loft.
You do not need Solihull Council’s permission for the following:
- redecorating the inside of your home
- minor plumbing or electrical work
- fitting new inside doors
- fitting new bathroom or kitchen units.
If you are not sure whether you need our permission, contact us.
You must make sure you have our permission before you start any work that needs it. If you start work without our permission, you could:
- put yourself, your family and your neighbours in danger if the work is not carried out to a reasonable standard
- have problems selling your home
- have to pay to have the alteration changed back again
- have to pay extra costs (such as solicitor’s fees) to get permission at a later date.
To get permission, write to us giving us as much detail as possible about the work you would like to carry out. We will write to you with our decision.
You must also check whether you need planning permission before you begin. For planning advice, you should phone Solihull Council’s Planning Department on 0121 704 6000.
Gas safety
We have produced a leaflet on gas safety which is available on our website. Every year about 14 people die from carbon monoxide poisoning caused by gas appliances and flues that have not been properly installed or maintained.
If you think your appliance is leaking carbon monoxide:
- switch off the appliance and do not use it again until you have had it checked and repaired or replaced
- open all doors and windows to let fresh air into the room – do not sleep in the affected room
- visit your GP straight away and tell them that you believe your symptoms may be related to carbon monoxide poisoning. Ask for a blood test or to give a breath sample.
If you smell gas:
- turn the gas off at the meter
- open windows and doors to get fresh air into the property
- do not use naked flames (such as matches)
- do not smoke
- do not use phones or mobile phones inside the property
- do not turn on lights or electrical switches
- leave the building if the smell is still there
- contact National Grid on 0800 111 999. They will be at your property within two hours.
Keep your gas fittings, pipework, flues and appliances in a safe condition by arranging for a gas installer who is on the Gas Safe Register to do a safety check on each gas appliance and flue (except cookers) once a year.
Solihull Council’s responsibilities
Full details of Solihull Council’s role as your landlord and your rights and responsibilities as a leaseholder are included in your lease. You should read your lease carefully and make sure that you understand it.
Solihull Council must:
- repair, maintain and redecorate the structure and outside of the property including outside pipes and roofs
- keep the building insured against fire, lightning, explosion and similar risks that are usually insured against
- manage your building in a reasonable way
- tell you their estimate of what your service charges will be for the year
- provide a summary of costs at the end of each year showing the actual costs for services to the building your home is in over the previous year, and your contribution towards them
- consult you before carrying out any major work to the building your home is in.
Solihull Council has the right to enter, repair or maintain shared facilities and to fix structural faults as long as they have given you reasonable notice. In an emergency, they do not need to give you any notice.
Solihull Council also has the right to rebuild, restrict the use of or develop any part of the building or estate or neighbouring land.
Your responsibilities
You must:
- pay the ground rent, service charges (including buildings insurance), and the costs of shared repairs and planned and major work
- tell us when you sell the property
- tell Solihull Council when you transfer your lease or mortgage to someone else
- keep your home in good repair and maintain any garden area that is included for only you to use as part of your lease
- pay a reasonable amount towards any major work carried out to your building
- keep to the conditions in your lease.
You must not:
- do anything illegal or be a nuisance to or annoy other residents or cause damage to any part of the building
- play music or have your television, radio, and so on so loud that it annoys your neighbours, or so that it can be heard outside your flat, between midnight and 8am
- make alterations or additions to the structure of the building, including fitting or removing drains, outside pipes and windows, without first getting the council’s permission in writing
You have the right to:
- information on service charges and the costs Solihull Council run up in managing your building
- be consulted about major work affecting your building.
The right to consultation
Section 20 of the Landlord and Tenant Act 1985 (as amended by section 151 of the 2002 Act) says that a leaseholder must be consulted before the landlord carries out work above a certain value or enters into a long term agreement with a contractor to provide services to the building or estate on their behalf.
We must consult you if you must contribute more than £250 towards qualifying work. Qualifying work covers outside decoration and major work and improvements. If we do not consult you before carrying out the work, we will not charge you more than £250.
We must also consult you if we enter into a qualifying long term agreement with an independent organisation or contractor for more than 12 months. The agreement can cover the supply of goods or services where the leaseholder must pay towards the cost. For example, the agreement could be for maintaining the lifts or a fire alarm system.
If we enter into a long term agreement with an outside organisation or contractor, we must consult you if your share of the cost is more than £100 for any 12-month period. If we do not consult you, we cannot charge you more than £100.
How will I be consulted?
You will be consulted individually or through recognised Tenants’ or Residents’ Associations (TRA’s).
For more information on the consultation process, read the DCLG’s (Department of Communities and Local Government) leaflet, ‘Residential Long Leaseholders – A guide to your rights and responsibilities’.
Planned maintenance and major work programmes
We will charge you separately for planned maintenance and major work programmes, such as replacing the roof and outside decoration. This work does not make up part of your ground rent or service charges.
Our Asset Management Team organise our planned maintenance and major work. You do not have a choice about whether this work is carried out, but if you have a problem with the way planned maintenance or major work has been carried out, you should tell us straight away. If you wait until you receive a bill for your share of the cost of the work, it may be too late for us to ask the contractors to correct any faults.
You cannot paint the outside of your building or carry out planned maintenance. Solihull Council is responsible for doing this. Read your lease for more information.
Paying for planned maintenance or major works
We recognise that some leaseholders may find the cost of some work difficult to pay for, but we have a responsibility to maintain the building.
We pay contractors for the work they do on our behalf when they have finished each stage of a planned maintenance or major work programme.
If you have difficulty paying for the work in a lump sum, we will write to you offering you different ways to pay. This includes paying by instalments, usually by Direct Debit. We will agree the instalment amount with you, and whether you want to pay every week or every month. The payments will be interest free.
You may be eligible for a grant or a loan arranged through Solihull Council. Please contact the Solihull Independent Living Team on 0121 717 1517 for more details.
How we deal with Antisocial Behaviour (ASB)
We investigate all cases of ASB that our residents tell us about.
The Antisocial Behaviour, Crime and Policing Act 2014 describe ASB as:
Conduct that has caused, or is likely to cause, harassment, alarm or distress to any person, or
Conduct capable of causing nuisance or annoyance to a person in relation to that person’s occupation of residential premises, or
Conduct capable of causing housing-related nuisance or annoyance to any person.
Some examples of ASB include racial harassment, violence or threats of violence, drug use or drug dealing, verbal abuse, intimidation and noise nuisance.
We do not consider everything that is reported to us as ASB. For example, we would not count the following as ASB:
- vacuuming
- using washing machines
- walking across a wooden or laminate floor while wearing shoes
- children playing inside or outside their home.
We have signed up to the Government’s Respect standard. The Respect standard aims to build stronger, more responsible communities by giving residents more power and supporting their efforts to tackle ASB.
If you are experiencing ASB, talk to the person responsible to see if you can sort the matter out in a friendly way. They may not be aware that their behaviour is causing a problem. Give them a reasonable period of time to change their behaviour, and then let them know if things haven’t improved.
If that doesn’t work or you do not feel able to talk to the person responsible, contact us.
Selling your home
You do not need Solihull Council’s permission to sell your property. However, you must let them know, or ask your solicitor to do so on your behalf. This should happen when the solicitor of the person buying your home serves a notice of assignment on the council’s Legal Service Team.
You can sell your home on the open market. We can give your solicitor details about previous and current ground rent and service charges, insurance policy details and known planned major work. (We give them all this information in the form of a sales pack.) We charge an administration fee for the sales pack, which is valid for 28 days. If your solicitor asks us for more information after 28 days, we will charge them extra for this.
We will tell your solicitor and the solicitor of the person buying your home about any money you currently owe us, or which you are due to pay to us. Your solicitor will also talk to the solicitor of the person buying your home to make sure any service charges you have paid before they are refunded to you after your property has been sold. It is normally the solicitor of the person buying your home that asks your solicitor for confirmation of any money outstanding before your home is sold. Any money you owe on your service charge account must be cleared before you can complete the sale of your home.
If you sell your home within five years of buying it from Solihull Council under the Right to Buy (RTB) scheme, you may have to repay some or all of the discount you received. Solihull Council will work out the repayment as a percentage of the value of the property at the time you sell it.
You must also offer to sell the property back to us at its full market value. For more information, read our leaflet, ‘Right to Buy’.
Subletting your home
You have the right to sublet your property as long as you get our permission.
You will need to fill in a ‘Subletting your leasehold property – subletting information form’.
You can download the form from our website or phone 0121 717 1515 and we will send you one.
Buying the freehold of the building and the right to manage your home
The Leasehold Reform Act 1993 gives groups of leaseholders the right to buy the freehold of the building they live in from the landlord.
To have the right to buy the freehold, you must be a ‘qualifying tenant’. This means you must be a long leaseholder of a flat and you can only buy the freehold with a group of other ‘qualifying tenants’. The building you live in must meet the following criteria.
- Your building must have two or more flats (if there are only two flats in the building, both must want to buy the freehold).
- At least two-thirds of all the flats in your building must be held by a long lease.
- 75% of the floor area inside the building must be taken up by flats for people to live in, rather than business units.
- The leaseholders of at least half the flats in the building must want to buy the freehold.
The process of buying the freehold of your building can be very complicated and we recommend that you get independent legal advice before you apply. Before you start the process of buying the freehold, remember that Solihull Council would no longer be your landlord and all of the residents of the building would be responsible for the managing, maintaining and insuring the whole building, including any flats that are still owned by the council.
For more information on your right to buy the freehold of your building, or the right to manage, please contact us.
Customer satisfaction – feedback, complaints and compliments
Your feedback is very important to us as because it helps shape the way we deliver our services.
If you complain to us and we cannot sort out your complaint, or you are not happy with our response, you can take your complaint to the Local Government Ombudsman. However, the First-tier Tribunal deal with things relating to the management of your home, such as deciding if your service charges are reasonable or if certain planned work is necessary.
Useful contacts
Citizens Advice
If you want to know about your rights as a leaseholder, you can ask at your local Citizens Advice Bureau. They have their own solicitors who can give advice. Or, you can contact a solicitor of your choice.
Website: http://www.citizensadvice.co.uk
The Leasehold Advisory Service
Fleetbank House, 2-6 Salisbury Square, London EC4Y 8JX
Phone: 020 7832 2500
Website: http://www.lease-advice.org
Email: info@lease-advice.org
Leasehold Valuation Tribunal (Midlands)
Centre City Tower, 5-7 Hill Street, Birmingham B5 4UU
Phone: 0121 600 7888
The Local Government Ombudsman
PO box 4771, Coventry CV4 0EH
Phone: 0300 061 0614
Website: http://www.lgo.org.uk
Communities and Local Government offices
Communities and Local Government West Midlands Office
5 St Philips Place, Colmore Row, Birmingham B3 2PW
Phone: 0121 352 5050
Website: http://www.gov.uk/government/organisations/department-for-communities-and-localgovernment
You can also contact:
Department for Levelling Up, Housing and Communities
Eland House, Bressenden Place, London SW1E 5DU
Phone: 020 7944 4400
Website: Department for Levelling Up, Housing and Communities – GOV.UK (www.gov.uk)
We continually strive towards making our homes more comfortable, warm and efficient.
We will make sure the properties:
- are structurally sound
- are wind and watertight
- are hygienic and comfortable
- have well maintained external and communal areas
Envelope scheme
The Envelope scheme is a 10 year programme to upgrade the external and internal communal areas of low rise buildings.
The work will include:
- New front and rear communal security doors, security fob door entry fob system and handsets to be fitted in all properties
- Removal of any asbestos and relevant control measures (if required)
- Upgrade of roof covering and insulation to communal flat roof (if required)
- Upgrade of communal ceiling tiles, including new lighting/emergency and external lighting
- Replacement or upgrade of individual front doors (where required)
- Redecoration of communal areas
- Removal of existing large slabs in communal hallway and replaced with block paving
- Build new structure of cupboard and frame under existing stairs to house all electrical wiring
- Removal or the cutting down of any shrubs/trees (where required)
- Relaying or replacement of external communal paving areas
- Fitting new key clamp handrails
- Repair or replacement of fencing(Where required)
- Replacement of shed doors with new frames and new felting to shed roof
- External repainting
- New signage
If you have any questions about the work on your home, please call 0121 717 1515.
You can pay your leasehold and service charges in a number of ways:
- Online
- By Direct Debit (pdf 501 kB) (pdf 501 kB) or Standing Order
- Using telephone payments during office hours using a debit or credit card – 0121 717 1515
- Using the automated telephone system 0300 456 0502, 24 hours a day, 7 days a week
- Using your SCH Online Account
- At any Post Office using your rent card (swipe card) or Paypoint outlets
- At any Payzone stores
If you’re having difficulties paying your rent, please call us on 0121 717 1515.
Understand what you’re charge for, when to pay, and how your service charges are calculated.
Service charges are your share of the costs of managing, maintaining and repairing your building and communal areas.
The amount you pay depends on:
• The building you live in
• The services provided
• The actual cost of delivering those services
You only pay for services that benefit your property.
Key Dates
Month | What You’ll Receive |
March | Estimated Service Charge Statement |
April | Quarterly Invoice |
July | Quarterly Invoice |
October | Quarterly Invoice + Actual Cost Statement |
January | Quarterly Invoice |
How Service Charges Work
Step 1 – We Estimate Costs
Each year we estimate the costs of services for the coming financial year.
These estimates are based on:
• Previous spending
• Inflation
• Contractor prices
• Planned service delivery
Step 2 – We Split the Costs
Costs are shared between the homes that receive the service.
For example:
Annual grounds maintenance cost = £120
4 flats in building
£120 ÷ 4 = £30 per flat
Step 3 – We Compare Actual Costs
After the year ends, we compare:
Estimated Costs vs Actual Costs
If Actual Costs Are Lower
• Your account is credited
If Actual Costs Are Higher
• Your account is adjusted to cover the difference
What do my service charges cover?
If you want to know what we charge you for, please look at the service charge estimate we send to you in March every year. The following pages give details of what is normally included in your service charges. You may not be charged for all of these services. You will only be charged for services you receive.
Communal Lighting
Your share of electricity costs for shared areas such as:
• Corridors
• Stairs
• Entrances
• External lighting
Ground rent
A fixed annual payment required under your lease.
Typical charge:
• £10 or £20 per year
Cleaning
Cleaning of communal areas including:
• Mopping floors
• Sweeping stairwells
• Cleaning communal glazing
• Removing marks from walls
• Litter picking
Grounds Maintenance
Maintaining communal outdoor areas including:
• Grass cutting
• Shrub maintenance
• Hedge pruning
• Weed control
• Litter collection
We do not maintain your garden areas if they are privately owned.
Fire Safety Systems
Maintenance of:
• Fire alarms
• Emergency lighting
• Dry risers
• Fire extinguishers
• Fire protection systems
Management fee
The cost of administering leaseholder services, including:
• Service charge calculations
• Customer support
• Leasehold management
• Arranging communal repairs
CCTV & Concierge Services
Where provided, this may include:
• CCTV monitoring
• Access control systems
• Door entry systems
• Concierge support
Lift Maintenance
Inspection, servicing and repairs of communal lifts.
Buildings insurance
Cover for the building structure including:
• Roof
• Walls
• Windows
• Doors
• Floors
Important: This does not cover your personal belongings.
Shared Repairs
Shared repairs are charged separately from annual service charges.
You pay your share of the actual repair cost after the work has been completed.
Invoice Schedule
Invoice Issued | Repair Period Covered |
April | October – December |
July | January – March |
October | April – June |
January | July – September |
How Can I Pay?
Direct Debit
Recommended payment method. Use our online Direct Debit form to set your Direct Debit up.
Online
Make a secure online payment using your debit or credit card. Click here to pay online.
Phone
Pay using Solihull Council’s automated payment service.
It is open 24 hours a day, seven days a week. Just call 0300 456 0502 and follow the instructions.
Or you can phone us between 8am and 5pm Monday to Friday. Call 0121 717 1515.
PayPoint
Pay in participating local shops.
Post Office
Pay in person using your payment card.
Solihull Connect
Pay at any Solihull Connect office.
Please make sure that you give your service charge account number when you make any payments.
Can I change the way I pay?
Yes, please phone us on 0121 717 1515.
Keeping us up to date
Contact us if the name or address on your invoice is wrong.
Struggling to Pay?
We’re Here to Help
If you’re worried about paying your service charges, contact us as soon as possible.
Our teams can help with:
• Payment arrangements
• Budgeting advice
• Debt support
• Benefit entitlement checks
• Financial assessments
Contact Our Team
Call us on 0121 717 1515, don’t wait until arrears build up.
I Don’t Agree With My Charges
Step 1
Contact us and explain which charges you believe are incorrect.
Step 2
We’ll review your account and investigate.
Step 3
If you’re still unhappy, you may apply to an independent First-tier Tribunal.
The tribunal can decide whether:
• The charges are reasonable
• The work was carried out to an acceptable standard
• The amount charged is appropriate
Frequently Asked Questions
Why is my charge different from my neighbour’s?
Different properties may receive different services or incur different costs.
Do I pay towards tenants’ service charges?
No. Leaseholders only contribute towards costs that apply to leasehold properties.
How often do you send invoices?
Quarterly: April, July, October and January.
When should I pay?
Within 21 days of receiving your invoice.
Contact Us
Questions About Your Service Charges?
Call us on 0121 717 1515
Endeavour House, Meriden Drive, Kingshurst, Solihull, B37 6BX
As a leaseholder, we will not repair anything inside your home, but, you are responsible for paying a share of the cost of any repairs to the structure of the building including communal areas as well as any redecoration we do to these areas.
The following is a list which you are responsible for arranging and paying for inside your property:
- Fittings such as kitchen units and sinks
- Floorboards
- Internal non-structural walls
- Plaster or other surface materials on interior walls and ceilings
- Front-door and window locks
- Internal doors and door frames
- Toilets, baths and showers
- Radiators, cisterns, tanks, boilers and pipes within your property
- Gas, water and electricity installations within your property
- Fixtures, fittings and internal decorations.
You will also be responsible for any leaks or burst pipes, including damage caused to other property as a consequence.
If you want to ask us to do a repair to the fabric, structure or outside of your building, visit our Contact Us page.
As a leaseholder you can carry out improvements and alterations to your home as long as you have permission.
We won’t refuse requests unreasonably, but we do have to monitor development in all our blocks of flats. You might need to apply for planning permission for some improvements and alterations.
If you carry out alterations and improvements without our permission, we may recharge you for the work we do to put the property back to its original state. Remember that the outside doesn’t belong to you.
You must tell us about structural work you’d like to do inside your home as well, such as knocking rooms through. You don’t need to tell us about things like repainting walls or putting up shelves.
If you want to make any alterations or improvements, please email us or write to:
Solihull Community Housing
Endeavour House
Meriden Drive
Kingshurst
Solihull
B37 6BX
It’s helpful to include plans of the improvement or alteration you want to do. Our surveyors may want to look at your plans – if that’s the case, we’ll let you know.
Please don’t start any works before you get our written permission. Once the works are complete, please let us know.
Remember the conditions of your lease – if we do find that a leasehold property has had works done without our permission, we may order you to change it back to the original condition at your own cost.
If you need advice or want to talk to someone about your plans, please email us or call us on 0121 717 1515.
As a leaseholder you are responsible for making sure all your gas appliances – like your boiler – are checked regularly by a qualified professional to make sure they are safe.
If you don’t get your gas appliances checked regularly, not only could you be putting your own life – and the life of anyone who lives with you – in danger, but you could be risking the lives of neighbours and other residents.
Getting your gas appliances checked regularly will
- help to keep you, anyone who lives with you and your neighbours safe
- reduce the risk of your appliances breaking down
- make sure your appliances work safely and efficiently
- help to reduce the running costs of appliances
- give you peace of mind.
Servicing gas central heating for leaseholders
Finding a company that is registered with the Gas Safe Register (which used to be known as CORGI) to make sure your gas central heating system is safe and working properly is the sort of job people are tempted to put off.
To make it easier we have negotiated competitive prices for our leaseholders on servicing your gas central heating with the same company we trust to service our tenants’ gas appliances, Dodd Group. Dodd Group are on the Gas Safe Register.
Please note – Any agreement you enter into will be between you and Dodd Group and not Solihull Community Housing.
Carbon monoxide
Carbon monoxide is a gas that is produced when natural gas or other fuel does not burn fully. It is usually caused by gas appliances that are not properly fitted, maintained or ventilated.
You can’t see it, you can’t smell it, and you can’t taste it, but it can kill in twenty minutes.
Solihull Council, on your behalf, arranges the buildings insurance cover of your property. This insurance represents the full rebuilding costs of your building.
You are obligated to pay this as one of the conditions of your lease agreement and the annual premium forms part of your service charge.
It is your responsibility to make an insurance claim if you believe that any maintenance charges should be covered by the policy.
You will need to arrange your own contents insurance for your household contents/personal belongings.
Building Insurance is provided by Protector Insurance. In the event of having to report a claim, please contact Protector directly on the following.
- Business hours (9am – 5pm) Monday to Friday on a dedicated claim line 0161 823 1912
- For calls made outside of office hours, please dial the above number and your call will be redirected to the out of hours office.
- Email via protectorclaims@uk.sedgwick.com
The policy number is 3148006
Property Claims
All new property claims can be telephoned through to your dedicated claims line: 0161 274 9077 or emailed to claims@protectorinsurance.co.uk or via their website.
The Leaseholder should contact Protector at the earliest opportunity following a loss, and should provide all information necessary such as:
- Cause of damage
- Has the cause been rectified, for example if there is an escape or water or water ingress, has the water been stopped?
- Is the property secure?
- Description of damages
- How many rooms have been affected?
- Areas of damage – such as walls, ceilings, décor or flooring.
- Photos of damages where possible.
- Details of any contents, stock, Money or other damages.
- Date of Loss
- Is the property Tenanted?
- Is the property suitable for use?
- Are there any losses in respect of rent or business interruption to be considered?
- Are there any third parties responsible for the damage (We will require their details to investigate a potential recovery).
- Any crime reference numbers or emergency service details to be provided where applicable.
Policyholder to provide all relevant contact details at day one for ongoing communications.
Our Suppliers
- Belfor UK – Disaster Restoration and Reinstatement (end to end)
- Sedgwick UK – Loss Adjusting and Validation Services
Claims Validation
All claims are screened by Protector claims handlers against an extensive list of validation indicators upon receipt. Where validation concerns are identified and the indicators are completed, the claims are passed to Protector’s dedicated in-house validation team for further scrutiny and strategy planning.
Where Protector has third party validation concerns and wishes to instruct specialist investigator(s) for profile report(s), surveillance etc., Protector will advise the insured of the course of action and the insured will be responsible for the fees of the specialist investigators if the cost falls within the policy deductible. Protector reserves the right to instruct one of its panel investigators or specialist panel solicitors to conduct the above listed investigations.
Related Documents
You don’t need Solihull Council’s permission to sell your property. But if you do decide to sell it you must let us know, or ask your solicitor to do so on your behalf.
Outstanding payments
- We will tell the buyer’s solicitor about any payments that you still owe.
- Any arrears on the service charge account must be cleared before completion of the sale.
- Your solicitor should ask the buyer’s solicitor to make sure any service charges you have already paid are refunded to you after the property has been sold.
Discount
If you sell your flat within five years of buying it from Solihull Council under the Right To Buy scheme, you will have to repay some or all of the discount that you received.
- During the fifth year you must repay one fifth of the discount
- During the fourth year you must repay two fifths
- During the third year you must repay three fifths
- During the second year you must repay four fifths
- During the first year you must repay the whole discount
The repayment will be calculated as a percentage of the market value of the property when it is resold within the first five years of purchase.
There are some circumstances when the discount does not have to be repaid, for example if the sale is to your husband, wife or another member of your family who has lived with you for at least 12 months. In such cases, you are strongly advised to seek independent legal advice.
Solihull Council does not usually buy back flats sold under the right to buy scheme. However, if you have purchased your home under the right to buy scheme on or after 18 January 2005, and you wish to sell it within 10 years, you will have to offer it to Solihull Council or to another registered social landlord in the area at full market value. If your offer has not been accepted within eight weeks, you will be free to sell the property on the open market.
Useful links
You have the right to sublet your property providing you get our permission.
Please complete our Subletting your Leaseholder Property form (pdf 222 kB) with your contact details, so that we can reach you or anyone you have appointed to manage the property during the period of subletting.
To better understand your rights and obligations as a leaseholder, please see the Leaseholder Rights and Responsibilities document.
To view our Summary of Leaseholder’s Rights and Obligations, click here (pdf 117 kB).
Your lease is a legal document that sets out your rights and responsibilities as a leaseholder, and ours as your landlord.
Our Understanding your Lease document (pdf 453 kB) is not part of the Lease agreement. It is to provide you with information on the terms of the lease relating to costs, and provide you answers to your questions.
If you need any further information relating to your lease, please contact us on 0121 717 1515.