Step 4 – What debts should you pay first?
Before you start step 4 you should: know exactly what you owe; be… Read more
Step 6 – Work out what to pay to non-priority creditors
Once you have worked out your budget (which should include what priority debts… Read more
Step 5 – Work out your budget
Decide whether to budget weekly or monthly If you get your money on… Read more
Step 2 – Find out how much you owe
There is a saying, ‘knowledge is power’. When it comes to getting to… Read more
Step 3 – Can you increase your income?
Lots of people are in debt because they don’t receive all the money… Read more
Step 7 Making offers to non-priority creditors
Before you offer to pay your non-priority creditors you should have followed steps… Read more
Step 1 – How your income is paid to you
Is your income paid into a bank or building society account? If the… Read more