Most people get into debt at some point in their life. Debt has become part of everyday life and it may not be a problem unless it gets out of control or becomes unmanageable. There is a practical way to dealing with money problems and we hope to show you how you can get to grips with your problems by following the steps below.

If you have rent arrears or owe council tax you should contact us about this as soon as possible on 0121 717 1515.